All Florida drivers will are required to carry PIP coverage. Unlike previous years since 2012, there are time limits within which you can seek treatment for accident-related injuries. In Florida, you have 14 days following the accident to initiate treatment. If you do not see a doctor during this time frame you lose your ability to use your PIP coverage.
If you are not taken by ambulance from the crash scene please follow up with your D.O., M.D., or A.R.N.P., and your chiropractor as soon as possible following an accident.
Every policy carries premiums for the full $10,000 worth of PIP coverage, in some situations you may only be entitled to $2500, a reduced benefit. To access the full amount you must receive a determination of emergency medical condition. Many insurance companies will argue with you that you do not have a serious condition. Restrictions have been unjustly placed which discriminate against chiropractic physicians. because of this, we have to refer you out to another health care provider simply to get that determination on file.
If your auto insurer stops payment after $2500 for the $10,000 in benefits for which you pay a premium for, you may continue to obtain treatment with our office under a letter of protection if you are represented by a lawyer and are filing a claim for recovery against the at-fault driver.
If you are in an accident – don’t worry about the specifics right away. Call our office at 239-332-2555 and come in for a post-accident evaluation, treatment plan, and adjustments. Let’s get you on the road to health and we will file all the paperwork for you.
You can install our mobile app as well on your smartphone! With just a push of a button, we will know you need medical assistance and get you in as soon as possible. http://drkasters.damonazdesign.com/web-app-download/
For More Information on PIP Laws in Florida:
The Florida Office of Insurance Regulation can assist you if you experience a problem or have a complaint. You can submit a complaint online by going to their consumer services website at https://apps.fldfs.com/eservice.
Chiropractor | Nutritionist in Ft Myers, FL.
Chiropractic care is a safe, alternative treatment when applied appropriately. Chiropractic treatments help in dealing with the symptoms of many conditions. Are you going to wait for your symptoms to be felt, or are you going to prevent it as soon as possible?
Dr. Jason B. Kaster, a chiropractor, and nutritionist in Fort Myers can help you and your family achieve their optimal health.